Terms and Conditions

1. Introduction

Welcome to studoveltanixycal.sbs. These Terms and Conditions govern your use of our website and the educational financial games and services we offer. By accessing our website or using our services, you agree to these Terms and Conditions in full. If you disagree with these Terms and Conditions or any part of them, you must not use our website or services.

2. Definitions

In these Terms and Conditions:

• "We", "our", "us", or "studoveltanixycal.sbs" refers to studoveltanixycal.sbs, a company registered in Malaysia.
• "Website" refers to the website at studoveltanixycal.sbs and all associated subdomains.
• "Services" refers to the educational financial games and related services we provide.
• "You" or "your" refers to the user or viewer of our website or services.

3. Use of Our Website and Services

3.1 Acceptable Use

You agree to use our website and services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.

3.2 Account Registration

Some parts of our website may require you to register an account. You must ensure that your registration information is accurate, complete, and up-to-date. You are responsible for keeping your password confidential and for all activities that occur under your account.

3.3 User Content

If you submit any content to our website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, adapt, publish, translate, and distribute that content in any existing or future media. You also grant us the right to sub-license these rights and to bring an action for infringement of these rights.

4. Intellectual Property

All content included on the website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of studoveltanixycal.sbs or its content suppliers and protected by Canadian and international copyright laws.

The compilation of all content on this site is the exclusive property of studoveltanixycal.sbs and protected by Canadian and international copyright laws. All software used on this site is the property of studoveltanixycal.sbs or its software suppliers and protected by Canadian and international copyright laws.

5. Limitation of Liability

studoveltanixycal.sbs provides its website and services "as is" and "as available" without any warranty or condition, express, implied or statutory. We do not guarantee that our website or services will be uninterrupted, timely, secure, or error-free.

To the maximum extent permitted by applicable law, in no event shall studoveltanixycal.sbs, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use our website or services;
• Any conduct or content of any third party on our website;
• Any content obtained from our website; and
• Unauthorized access, use, or alteration of your transmissions or content.

6. Educational Purpose

The financial games and services provided by studoveltanixycal.sbs are for educational and entertainment purposes only. They are designed to help users develop skills and understanding of financial concepts in a simulated environment.

Our games and services:

• Do not constitute financial advice;
• Are not intended to solve financial problems;
• Make no promises regarding financial outcomes or returns;
• Should not be used as the basis for any actual financial decisions.

We strongly recommend consulting with qualified financial professionals before making any real financial decisions.

7. Changes to Terms and Conditions

We may revise these Terms and Conditions at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are legally binding on you. Some of the provisions contained in these Terms and Conditions may also be superseded by provisions or notices published elsewhere on our website.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms and Conditions will not be considered a waiver of those rights. If any provision of these Terms and Conditions is held to be invalid or unenforceable by a court, the remaining provisions of these Terms and Conditions will remain in effect.

9. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: